At FBC we know that every insurance policy is not created the same and neither are you. We can help you find the right choice for your Personal Insurance needs, keeping you the individual, still an individual.

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Choosing the right employee benefit package and best group insurance options for your business can be an incredible challenge. Let FBC's experienced and professional staff help ease the burden of finding the right option for your business.

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FBC is a boutique agency. We bring big agency technology, information and expertise to small and mid-size employer groups without compromising local agency service. FBC works with all of the top group insurance carriers in the State of Minnesota. Let us use our established relationships to broker the right deal for your business or organization.

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Included in most of our agency services packages is our TPA service. Flexible Benefit Administrators, Inc., a subsidiary of FBC and in business since 1987, is a fully licensed TPA firm in the State of Minnesota. Our TPA allows us to support your organization with enrollment, member maintenance, COBRA, and general compliance.

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Employee Benefit Consulting Firm and Insurance Agency Servicing the Twin Cities and All of Greater Minnesota

FBC, Inc. believes in a comprehensive, year around approach to servicing our clients. Our data analysis, forecasting, and strategic planning give our clients the tools to make confident decisions regarding their employee benefit offerings and their related costs. The combination of our proven methods along with sound advice allows our clients to provide their employees with an optimal benefit package at a minimal cost.

Our Mission

Flexible Benefit Consulting’s mission is to take a genuine interest in our clients, understand their objectives, and meet or exceed their expectations. We dedicate ourselves to this one value: For our clients, we will work hard, provide superior and sound information and advice on a timely, cost-effective, and efficient basis, and maintain the highest standards of professional integrity.


Group Insurance

Flexible Benefit Consulting can provide your company with an array of group insurance products. FBC currently offers a variety of Health, Dental, Long and Short-term Disability, and Life Insurance products through a number of different insurance carriers.
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Personal Insurance

Personal insurance often times is less costly than group insurance, and therefore, is a good alternative to paying COBRA premiums. Also, it is important to note that buying your individual insurance through an agent is no more costly than going through the insurance carrier directly.
Learn more about Personal Insurance

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Justin and his staff are always there to help and are as knowledgeable as anyone we know when it comes to employee benefits. Flexible Benefits is a very valuable member of our team.

--Kevin – Finance Director
He (Justin) and his staff are very knowledgeable and whenever we have a question or concern they have a prompt answer to our question. It is very reassuring to have their expertise in an ever changing market.

--Laurie – Office Manager
Your service and attention to detail is wonderful!

--Sheila – Human Resources
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FBC Benefits Blog

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Why Flexible Benefits Consulting?

Why Flexible Benefits Consulting?

Flexible Benefit Consulting believes that insurance needs are like fingerprints – different. That’s why our range of personal and business insurance products is tailored to your individual needs and preferences.